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MLP on Data Protection

The MLP Group (MLP) takes protecting its clients’ personal data and that of visitors to this website very seriously. The company has therefore taken technical and organisational steps to ensure that the German data protection regulations are fulfilled. All those who collate, process or use MLP data are bound by data secrecy in accordance with paragraph 5 of the German Federal Data Protection Act. These individuals are also obliged to maintain the data secrecy beyond their period of employment or cooperation with MLP. Beyond this, the duty for a bank to maintain confidentiality and other special confidentiality obligations apply for certain areas.

Gathering, processing and using the data

MLP only gathers the personal data that is required to fulfil the service in question. Visitors to the MLP website are informed every time personal data is gathered. In order to be able to improve the MLP internet services, data is gathered in anonymous form about how the MLP internet services are used (tracking). These data are purely for statistical purposes only. Personal data is only processed or used with the client’s express consent. Such consent can be revoked at any time in the future. The data will not be forwarded to any third party outside the MLP Group as long as this is not absolutely necessary to fulfil the required service, such as, for example, to a cooperation partner to process quotations for insurance policies and loan agreements. If the user uses the “send to…” function the selected article including free text will be sent to the email address specified by the user. The sender of this email is the user with his specified sender’s email address. The email addresses specified for this “send to…” function will only be used to fulfill this function.

The information gathered on this MLP website will be forwarded to the unit responsible within the MLP Group. The respective juristic person represents the point where the information is saved. The personal data will only be saved for the purpose for which they were gathered.

MLP does not sell any addresses for commercial purposes. Addresses are only provided to other parties with the client’s express consent.

Transporting the data

If personal data is required while using the MLP internet services then these will be transmitted in a protected form at all times. MLP deploys the methods which are currently viewed as secure and correspond to the recommendations made by the Federal Office for Information Technology Security (BSI). Sensitive user information is protected at all times from unauthorised access with the SSL transport protocol (Secure Socket layer).

Cookies and Java Script

Flash Cookies (local shared objects) are used to facilitate the optimum use of the MLP internet offerings. These make it easier for the user to use the pages on the MLP website.

Neither Cookies nor Java Script are absolutely necessary to use MLP websites. The information area on the homepage can be used without any limitations (HTML page). However, if Java Script or Flash is required for a specific application then the user will be informed of this when activating the said application.

The Flash Cookies can be deactivated for whole to single pages via or by clicking with the right mouse button on the option page/settings. The maximum memory capacity can be determined here too. The basic settings are: “Cookie allowed and 100KB“.

MLP sets a life of 14 days for the Flash Cookies to ensure the optimum operability of the internet offerings. The website checks to see if the Cookies are still valid each time it is activated.

Java Script is used for the following functions within the MLP webpages:

  • Flash detection
  • Browser history
  • Inserts for text and form elements
  • Tracking and deep linking (navigation)

In addition to Cookies and Java Script MLP also implements the so-called “location localization” function in order to increase the operability of the website pages and to be able to provide the user with a suitable pre-selection. The geo coordinates are determined using the IP address via the “Google Geocoding” API. The postcode is then determined via “Revers Geocoding” and the user’s location identified. MLP uses this function to search for MLP branch offices “MLP in your vicinity ”, cashpoints and to show where seminars and events are being held. The IP data are neither saved nor used for other purposes other than determining the location by MLP.

Queries and information

You can address all questions regarding data protection to the Group’s controller for data protection:

MLP Finanzdienstleistungen AG
Group Controller for Data Protection
Alte Heerstraße 40
D-69168 Wiesloch

Phone: +49 6222 308 2844
Fax: +49 6222 308 9048

Your right to demand information about any personal information saved is defined by paragraph 34 of the German Federal Data Protection Act.

Wiesloch, 2nd August 2010